Need Financing For Your Next Swimming Pool and Landscaping?
We’ve partnered with reputable home improvement lenders to help turn your Serenity Design vision into reality. Whether you’re dreaming of a sparkling new pool, a lushly landscaped backyard, or both, we’re here to connect you with flexible financing options that make it all possible. Interested in learning more?
Keep reading to discover how we can assist you every step of the way.
Swimming Pool Financing
Thinking about building a pool but worried about the upfront cost? You’re not alone—many homeowners feel the same way. That’s why we’ve teamed up with trusted lenders to provide financing solutions designed specifically for our home improvement projects.
Our financing options make building the pool of your dreams more accessible than ever. You can spread the cost over time, making it easier to manage within your budget. Whether you’re envisioning a sleek modern pool, a family-friendly backyard oasis, or an elegant addition to your outdoor space, Serenity Design can help make it happen. From initial planning to final construction, we’ll work with you to ensure a seamless experience.
Landscape Financing
Ready to elevate your outdoor space but concerned about the expense? Don’t put your dreams on hold—our landscape financing options make it easier to design the yard you’ve always wanted. A thoughtfully designed yard can enhance your home’s curb appeal, increase its value, and create a space for relaxation and entertainment.
We collaborate with lenders who specialize in landscaping projects, ensuring you receive financing tailored to your unique needs. Whether you’re planning a complete redesign, adding new features like patios or fire pits, or simply improving your existing space with high-quality materials, we’ll help you bring your vision to life in an affordable and achievable way.
Why Choose Financing?
Financing your project offers several significant advantages, including:
- Flexible Payments: Spread the cost of your pool or landscaping project over time with manageable monthly payments that fit your budget, allowing you to enjoy the results without financial strain.
- Enhanced Materials: Financing gives you the opportunity to invest in premium materials, higher-quality designs, and additional features, ensuring a durable, beautiful, and long-lasting outcome you’ll be proud of.
- Increased Property Value: A well-designed pool or landscaped yard doesn’t just enhance your lifestyle—it also adds significant value to your home, making it a smart financial investment.
- Start Sooner: Don’t wait to save up for your project. With financing, you can begin right away and start enjoying your upgraded space sooner.
Important Considerations for Financing
Before committing to a financing plan, it’s important to keep a few things in mind to ensure you make the best decision for your situation:
- Interest Rates: Compare rates from multiple lenders to ensure you’re getting the best possible terms. Lower interest rates mean lower overall costs.
- Repayment Terms: Take the time to fully understand the repayment schedule, including the length of the loan and the structure of monthly payments. Choose terms that align with your financial goals.
- Debt to Income Ratio: Lenders will consider your debt to income ratio when determining your eligibility for a loan. This measures the amount of debt you have compared to your income. A lower ratio is more favorable, so pay off as much debt as possible before applying for a new loan.
- Credit Score: Lenders often evaluate your credit profiles when determining eligibility and terms. Check your credit report in advance and take steps to improve it if necessary.
- Collateral Requirements: Some lenders may require collateral, such as your home or vehicle, for financing approval. Make sure you’re comfortable with this requirement before proceeding.
- Credit Score: Similar to debt to income ratio, lenders will also look at your credit score when deciding whether or not to approve you for a loan. Make sure you maintain a good credit score by paying bills on time and keeping credit card balances low.
- Fees and Penalties: Be aware of any potential fees or penalties associated with the loan, such as early payment penalties or late fees. These can add up quickly and impact your overall repayment amount.
Types of Home Improvement Loans
Financing your dream project shouldn’t be a source of stress. Fortunately, there are several loan options available to help you achieve your goals, and each comes with unique benefits and considerations. Choosing the right loan can save you time, money, and worry in the long run. Here’s a more detailed look at the options available to you:
Personal Loans:
Personal loans are a flexible option that doesn’t require collateral like your home or car. This makes them ideal if you want to avoid using your assets as security. They come with fixed interest rates and repayment terms, making it easy to budget your monthly payments. However, it’s important to note that personal loans can have higher interest rates compared to secure loans.
If you value simplicity and don’t mind the slightly higher cost, this could be a great choice.
Home Equity Loans:
If you’ve built up equity in your home, a home equity line of credit can be a cost-effective way to finance large projects. These loans typically have lower interest rates since they use your home as collateral, which makes them more affordable over time. However, it’s essential to remember that borrowing against your home means there’s a risk—failure to repay could result in losing your property. This option works best for those with a solid repayment plan and the confidence to use their home’s value wisely.
Credit Cards:
For smaller, more manageable projects, credit cards can be a convenient and quick solution. If you have a good credit score and can pay off the balance quickly, you might even enjoy perks like cashback or rewards points. However, credit cards often come with high-interest rates if you carry a balance, so they’re best suited for projects you can afford to pay off in the short term.
Meet Our Lending Partners: LightStream and HFS
We understand that navigating financing options can be confusing, which is why we’ve partnered with trusted lenders to bring you straightforward, reliable solutions.

LightStream Financing
LightStream prides itself on offering a simple, transparent borrowing experience. With no hidden fees, prepayment penalties, or appraisals, they make financing hassle-free. You don’t need home equity to qualify, and borrowers with strong credit scores can access low-interest, fixed-rate loans. Whether you’re planning a big project or a small upgrade, LightStream’s flexibility ensures you can get the funding you need without surprises.
Discover more about LightStream’s financing options by clicking here. (Note: We may be compensated through links on this page.)

HFS Financing
HFS Home Improvement Loans are designed to take the stress out of financing. Their prequalification process has no impact on your credit score, so you can explore your options risk-free. Loan decisions are often made within one business day, and funding is typically completed in as little as 48 hours. With HFS, you’ll also have access to dedicated loan consultants for personalized assistance and a seamless application process.
Learn more or apply today for an HFS home improvement loan by clicking here.
Already Have Financing? Start with a Design Consultation Today!
If your financing is already sorted, it’s time to move forward with your dream project! Schedule your design consultation today, and let our experts guide you through the next steps. During the consultation, we’ll help you define your project goals, recommend the best materials for your space, and provide a detailed estimate to bring your vision to life.
Your dream home is just a step away. Let’s make it happen—stress-free and designed just for you!